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Homeowners insurance generally does not cover maintenance issues or wear and tear Homeowners insurance may pay for the damage caused by a slab leak—but not necessarily the leak itself—if the problem is sudden and accidental So, if a slab leak results when tree roots damage your plumbing, or from plumbing lines that are simply past their prime, a typical homeowners insurance will not pay for repairs.

Though homeowners insurance covers slab leaks and water damage caused by burst pipes, it typically won’t cover the cost to fix the broken pipes No, most policies cover the resulting water and foundation damage from covered perils but not the actual cost of pipe repairs themselves. If your pipes are broken but there isn’t any actual damage to your slab, you’ll likely have to pay the cost of any repairs out of pocket.

Homeowners insurance typically covers slab leaks that arise from a sudden, unforeseen event, such as a pipe bursting due to extreme cold or unexpected pressure

Conversely, leaks caused by gradual deterioration, wear and tear, corrosion, or inadequate maintenance are typically not covered. Luckily, home insurance may cover damage to your foundation if the slab leak was caused by a covered peril A slab leak caused by something else, like poor maintenance or wear and tear, usually isn’t covered. Most homeowners insurance policies include a provision covering slab leaks

Speak with your insurance company or read your policy to determine your coverage limits and whether leak detection is covered. Does homeowners insurance usually pay for replacing broken pipes under my slab

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